Yeh calculator floating-rate loans ya instruments ke liye updated interest rate calculate karta hai. Aapko sirf current rate, spread, aur benchmark rate input dene hain, aur calculator aapko naya floating rate calculate karke dega.

Inputs:

1. Current Rate: Yeh wo rate hai jo abhi aapke loan par applicable hai. Aapka existing interest rate. (e.g., 5.50%)
2. Spread: Yeh wo additional percentage hai jo aapke loan ke rate ko adjust karta hai. Yeh typically loan agreement me mentioned hota hai. (e.g., 1.25%)
3. Benchmark Rate: Yeh wo rate hai jo financial market ya central bank set karta hai (e.g., LIBOR, SOFR, etc.). Yeh rate market conditions ke according change hota hai. (e.g., 3.00%)

Formula:

Naya rate calculate karne ke liye formula:

New Rate = Benchmark Rate + Spread

Example Calculation:

• Current Rate: 5.50%
• Spread: 1.25%
• Benchmark Rate: 3.00%

Formula se:

New Rate = 3.00% + 1.25% = 4.25%

Result:

Jab aap inputs daalenge aur “Calculate” button click karenge, to naya floating rate calculate hoke screen par display ho jayega.

Calculator Ka Use Karne Ka Tarika

1. Current Rate field me apna existing interest rate daalein (e.g., 5.50%).
2. Spread field me apna spread value daalein (e.g., 1.25%).
3. Benchmark Rate field me market ka benchmark rate daalein (e.g., 3.00%).
4. Calculate button par click karein.
5. Calculator aapko New Floating Rate de dega, jo Benchmark Rate aur Spread ka sum hoga.